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Olympia Bankruptcy Attorneys

Chapter 7 and Chapter 13 Bankruptcy

Need To Qualify Quickly?

Call (360) 350-3435

Low Flat Fees You Can Afford

Flexible Payment Plans

We offer a free consultation to help you get your life back on track.

Call (360) 350-3435 now to speak to one of our affordable bankruptcy lawyers today. 

Call now to see if you can qualify for bankruptcy protection.

Low Flat Fees and flexible payment plans are available.

• Stop Collections!
• Stop Bill Collectors!
• Stop Garnishments!
• Stop Lawsuits!
• Stop Foreclosures!
• Stop Your Utilities from Being Shut Off!
• Get Rid of All of Most of Your Debts.

• Call Our Affordable Olympia Bankruptcy Attorneys for a Free Consultation
• Low Flat Fees and Payment Plans Available

Confidentiality Assured

Call 360-350-3435

Serving All of Olympia and Thurston County

Wondering if bankruptcy can help you get out of debt and start over financially?

If you qualify, it is very likely your best option.

If you are considering bankruptcy, you have probably considered many alternatives first. Many people might be tempted to cash in a retirement account or tap into the equity of their homes to pay off debt. Before choosing an option that could only put you back into trouble in the future, you should consider your right to a fresh start using our country’s bankruptcy laws.

Bankruptcy is a federal law that provides a fresh start to people who are caught in a cycle of debt with now way out. Part of the fresh start involves allowing people to keep important property for their future, while eliminating debt so you can make ends meet. This important property involves protecting your house, your car, your retirement funds and other essentials. You should contact a bankruptcy attorney to learn the limits on what property you can protect in bankruptcy.

The second you file a bankruptcy, all collection activity against you is stopped or “stayed” by order of the bankruptcy court. This “automatic stay” stops garnishments, foreclosures, lawsuits, repossessions, the filing of liens – any attempt to collect a debt. Even if a debt is not discharged, its collection will probably stop while you go through bankruptcy, immediately offering relief for your budget.

The final order in a bankruptcy case is called a “discharge”. This discharge prohibits many creditors from every trying to collect from you again. Some debt cannot be discharged, such as most taxes, student loans, fines and child support, to name a few examples. You can get a discharge in either Chapter 7 or Chapter 13.

Call our affordable Olympia bankruptcy today for free financial analysis.

Find out if you can qualify for bankruptcy protection now.

Talk to an bankruptcy lawyer now!

Our Bankruptcy law firm helps people with overwhelming debt get a fresh financial start.

A Chapter 7 is a liquidation bankruptcy. If creditors are paid anything, it’s from turning property into cash, though most people who file don’t have any unexempt, or unprotected, property. A Chapter 13 is a repayment plan based on a debtor’s best efforts. Either way whatever payment a creditor does not receive is discharged, unless it involves a non-dischargeable debt.

A bankruptcy will remain on your credit report up to 10 years. This does not mean you won’t be able to borrow money for 10 years, it just means it will show up on your credit report, just like high balances, late payments, lawsuits, etc. might show up on your credit report before bankruptcy.

Bankruptcy is probably the best option for getting your credit rating back on track by eliminating high balances and improving your cash flow so you can avoid future problems. If you are in financial trouble, you probably don’t want to borrow any money soon anyway. Many people who file bankruptcy are able to take out mortgages two years after filing.

If you are drowning in debt, bankruptcy could be the best short term and long term solution for you. There are many factors to be considered. Our Olympia bankruptcy attorneys have experience helping countless people like you out of a financial jam with compassion and understanding.

Our Olympia Office Location

1801 West Bay Dr NW #207B

Olympia, WA 98502